Cashback

and business

rewards

Intelligent

expense

management

24x7 human

support

Fast

onboarding1

Cashback

and business

rewards

Intelligent

expense

management

24x7 human

support

Fast

onboarding1

Cashback

and business

rewards

Intelligent

expense

management

24x7 human

support

Fast

onboarding1

Your business
spending
made more

Your business
spending
made more

Your business
spending made more

Your business
spending made more

SECURE,
SIMPLE &
REWARDING

SECURE,
SIMPLE &
REWARDING

SECURE, SIMPLE
AND REWARDING

SECURE, SIMPLE
AND REWARDING

Request a Call Back

End-to-End Corporate Expense Management Solution

End-to-End Corporate Expense Management Solution

End-to-End Corporate Expense Management Solution

End-to-End Corporate Expense Management Solution

Web Portal

Web Portal

The central control hub for finance and admin teams.

The central control hub for finance and admin teams.

A unified control center for managing

spend across every department, budgets, approvals, and transactions in real time.

Issue and manage cards

Issue and manage cards

Set spending limits, policies, and approvals

Set spending limits, policies, and approvals

Monitor transactions in real time

Monitor transactions in real time

Mobile App

Mobile App

Built for employees and managers on the move.

Built for employees and managers on the move.

Capture and upload receipts instantly

Capture and upload receipts instantly

Make online payments

Make online payments

Real-time notifications

Real-time notifications

Corporate Card

Corporate Card

Designed to support different teams and operational needs.

Designed to support different teams and operational needs.

Issue physical and virtual cards instantly

Issue physical and virtual cards instantly

Assign cards for different roles

Assign cards for different roles

Earn cashback and rewards

Earn cashback and rewards

The Absolute Advantage

The Absolute Advantage

The Absolute Advantage

AbsoluteCard gives finance teams stronger control, clearer visibility, and greater efficiency in managing company expenses.

Absolute
Intelligence

Absolute Intelligence

Absolute
Intelligence

Absolute
Intelligence

• OCR receipt capture & matching

• Duplicate expense detection

• Enriched transaction data

• OCR receipt capture & matching

• Duplicate expense detection

• Enriched transaction data

• Issue physical and virtual cards

instantly

• Set daily, monthly, or

transaction limits

• Freeze or modify cards

instantly

Absolute
Control

Absolute Control

Absolute
Control

Absolute
Control

• Instant physical & virtual cards

• Set spend limits

• Freeze or edit cards

• Instant physical & virtual cards

• Set spend limits

• Freeze or edit cards

• Issue physical and virtual cards

instantly

• Set daily, monthly, or

transaction limits

• Freeze or modify cards

instantly

Absolute
Customisation

Absolute Customisation

Absolute
Customisation

Absolute
Customisation

• Configure cards by

role/department

• Set approval workflows

• Assign roles & permissions

• Configure card tiers by role or

department

• Set multi-level approval workflows

• Assign user permissions & roles

• Automate reminders and policy alerts

• Configure card tiers by role

or department

• Set multi-level approval

workflows

• Assign user permissions

and roles

• Automate reminders

and policy alerts

Absolute
Support

Absolute Support

Absolute
Support

Absolute
Support

• Fast onboarding

• Dedicated manager

• Multi-channel support

• Fast onboarding

• Dedicated manager

• Multi-channel support

• Quick onboarding for

businesses and teams

• Dedicated relationship manager

• Support via phone, WhatsApp,

chat, and email

Absolute
Visibility

Absolute Visibility

Absolute
Visibility

Absolute
Visibility

• Unified business dashboard

• Real-time spend tracking

• All users & transactions in one place

• Manage departments or

business units in one dashboard

• Track spending across cards

and teams in real time

• View users, approvals,

and transactions in one place

Absolute
Power

Absolute Power

Absolute
Power

Absolute
Power

• Multiple virtual IBANs

• Local & international transfers

• Manage vendor and

operational payments

• Multiple virtual IBANs

• Local & international transfers

• Manage vendor and

operational payments

• Access multiple virtual IBANs

• Make domestic and

international transfers

• Manage vendor and operational

payments alongside card

spending

Absolute
Reporting

Absolute Reporting

Absolute
Reporting

Absolute
Reporting

• Categorized transactions

and VAT tracking

• Daily & monthly reports

• Export for accounting

• Categorized transactions

and VAT tracking

• Daily & monthly reports

• Export for accounting

• Categorize transactions and

simplify VAT tracking

• Generate daily and monthly

reports

• Export reports for accounting

systems

Best-in-class Rewards

Best-in-class Rewards

Best-in-class Rewards

Best-in-class Rewards

2

2

AbsoluteCard is designed to deliver practical value beyond expense management. Businesses can earn cashback while unlocking selected premium MasterCard benefits.

AbsoluteCard™ is designed to deliver practical value beyond expense management. Businesses can earn cashback while unlocking selected premium business privileges.

Padel (Coming Soon)

Padel (Coming Soon)

Airport Lounge Access

Airport Lounge Access

Golf (Coming Soon)

Golf (Coming Soon)

Airport Transfer (Coming Soon)

Airport Transfer (Coming Soon)

Get up to 10% off on SIXT car rentals worldwide

Get complimentary Airport Rides with Careem

Get 10% off on Welcome Pickups

Get 15% off airport meet & assist services

Microsoft 365 Business Basic yearly subscription at US$66

Get 6 months of Notion for free as a startup

Save 25% on the first year of your Google Workspace Business Standard subscription

Get a 20% discount

on accounting and bookkeeping services

Get 50% off any annual Fiskl plan for the first year

Get 90% off Xero Business Edition Plans

Get 10% off subscription management services for the first year

Get 30% off Paymo monthly plans

Get up to USD 300 off management fees

Get up to USD 300 off on Google Advertising

Get a free trial + benefits worth USD 1000 on Shopify services

Get Flat 50% off on MailChimp Essentials Plan

Get 15% discount on an annual HBR Digital subscription

Get a complimentary demo call and 10% off on ADP Solutions

Get 20% off any hires through Remote

Get up to USD 150 off courses at Edureka

Get up to 30% off on annual DocuSign plans

Get up to USD 13,000 in savings on HubSpot!

Get flat 35% off on Zoho One Licenses

Get 20% off on starter & advanced annual plans

Get up to 10% off on SIXT car rentals worldwide

Get up to 10% off on SIXT car rentals worldwide

Get up to 10% off on SIXT car rentals worldwide

Get up to 10% off on SIXT car rentals worldwide

Get up to 10% off on SIXT car rentals worldwide

Get up to 10% off on SIXT car rentals worldwide

Get up to 10% off on SIXT car rentals worldwide

Get up to 10% off on SIXT car rentals worldwide

Travel

Get up to 10% off on SIXT car rentals worldwide

Get complimentary Airport Rides with Careem

Microsoft 365 Business Basic yearly subscription at US$66

Get 6 months of Notion for free as a startup

Get 50% off any annual Fiskl plan for the first year

Get 90% off Xero Business Edition Plans

Get up to USD 300 off management fees

Get up to USD 300 off on Google Advertising

Get 15% discount on an annual HBR Digital subscription

Get a complimentary demo call and 10% off on ADP Solutions

Get up to 30% off on annual DocuSign plans

Get up to USD 13,000 in savings on HubSpot!

Get up to 10% off on SIXT car rentals worldwide

Get up to 10% off on SIXT car rentals worldwide

Get up to 10% off on SIXT car rentals worldwide

Get up to 10% off on SIXT car rentals worldwide

Get 10% off on Welcome Pickups

Get 15% off airport meet & assist services

Save 25% on the first year of your Google Workspace Business Standard subscription

Get a 20% discount

on accounting and bookkeeping services

Get 10% off subscription management services for the first year

Get 30% off Paymo monthly plans

Get a free trial + benefits worth USD 1000 on Shopify services

Get a free trial + benefits worth USD 1000 on Shopify services

Get 20% off any hires through Remote

Get up to USD 150 off courses at Edureka

Get flat 35% off on Zoho One Licenses

Get 20% off on starter & advanced annual plans

Get up to 10% off on SIXT car rentals worldwide

Get up to 10% off on SIXT car rentals worldwide

Get up to 10% off on SIXT car rentals worldwide

Get up to 10% off on SIXT car rentals worldwide

Travel

Get up to 10% off on SIXT car rentals worldwide

Get complimentary Airport Rides with Careem

Microsoft 365 Business Basic yearly subscription at US$66

Get 6 months of Notion for free as a startup

Get 50% off any annual Fiskl plan for the first year

Get 90% off Xero Business Edition Plans

Get up to USD 300 off management fees

Get up to USD 300 off on Google Advertising

Get 15% discount on an annual HBR Digital subscription

Get a complimentary demo call and 10% off on ADP Solutions

Get up to 30% off on annual DocuSign plans

Get up to USD 13,000 in savings on HubSpot!

Get up to 10% off on SIXT car rentals worldwide

Get up to 10% off on SIXT car rentals worldwide

Get up to 10% off on SIXT car rentals worldwide

Get up to 10% off on SIXT car rentals worldwide

Get 10% off on Welcome Pickups

Get 15% off airport meet & assist services

Save 25% on the first year of your Google Workspace Business Standard subscription

Get a 20% discount

on accounting and bookkeeping services

Get 10% off subscription management services for the first year

Get 30% off Paymo monthly plans

Get a free trial + benefits worth USD 1000 on Shopify services

Get a free trial + benefits worth USD 1000 on Shopify services

Get 20% off any hires through Remote

Get up to USD 150 off courses at Edureka

Get flat 35% off on Zoho One Licenses

Get 20% off on starter & advanced annual plans

Get up to 10% off on SIXT car rentals worldwide

Get up to 10% off on SIXT car rentals worldwide

Get up to 10% off on SIXT car rentals worldwide

Get up to 10% off on SIXT car rentals worldwide

Travel

Absolute choices, for every role

Absolute choices, for every role

Absolute choices,
for every role

Absolute choices, for every role

C-Suite Card

C-Suite Card

C-Suite Card

Premium black card for senior leadership.

Premium black card for senior leadership.

• Higher spending flexibility

• Premium black card for senior

leadership.

• Higher spending flexibility

• Premium travel and lifestyle privileges

• Premium travel and lifestyle

privileges

• Premium travel and lifestyle privileges

• Priority support

• Priority support

AI Cube

P.R.O Card

P.R.O Card

P.R.O Card

Designed for PRO teams handling

government and administrative payments.

Designed for PRO teams handling

government and administrative payments.

• Optimized for government and utility payments

• Optimized for government and

utility payments

• Optimized for government and utility

payments

• Spending limits aligned with administrative workflows

• Spending limits aligned with

administrative workflows

• Clear reporting for finance teams

• Clear reporting for finance teams

Business Edition

Business Edition

Business Edition

Built to manage varied business needs

Built to manage varied business needs

• Customizable for different industries

• Premium black card for senior

leadership.

• Customizable for different industries

• Set limits for different use cases

• Premium travel and lifestyle privileges

• Set limits for different use cases

• Built-in perks to reduce operational costs

• Built-in perks to reduce

operational costs

• Built-in perks to reduce operational

costs

AbsoluteCard
Presented by KamelPay

AbsoluteCard
Presented by KamelPay

AbsoluteCard
Presented by KamelPay

AbsoluteCard
Presented by KamelPay

Market Leadership

Established in 2021, KamelPay supports 1,200+ corporates and over 300,000 users across the UAE, with its mobile app rated 4.6★ on Google.

Market Leadership

Established in 2021, KamelPay supports 1,200+ corporates and over 300,000 users across the UAE, with its mobile app rated 4.6★ on Google.

Market Leadership

Established in 2021, KamelPay supports 1,200+ corporates and over 300,000 users across the UAE, with its mobile app rated 4.6★ on Google.

Strategic Partnerships

KamelPay operates within a strong financial ecosystem supported by 10+ banking and exchange partners across the UAE.

Strategic Partnerships

KamelPay operates within a strong financial ecosystem supported by 10+ banking and exchange partners across the UAE.

Strategic Partnerships

KamelPay operates within a strong financial ecosystem supported by 10+ banking and exchange partners across the UAE.

Expert Leadership

KamelPay is led by Chairman Hussain AlQemzi and backed by 50+ in-house banking and technology experts.

Strategic Partnerships

KamelPay operates within a strong financial ecosystem supported by 10+ banking and exchange partners across the UAE.

Expert Leadership

KamelPay is led by Chairman Hussain AlQemzi and backed by 50+ in-house banking and technology experts.

Trusted by 1200+ Corporates in the UAE
Trusted by 1200+ Corporates in the UAE

Pick Your Absolute Fit

Pick Your Absolute Fit

Pick Your Absolute Fit

Pick Your
Absolute Fit

Every business manages spending differently. AbsoluteCard offers

flexible plans that grow with your organization’s operational needs.

Every business manages spending differently. AbsoluteCard offers

flexible plans that grow with your organization’s operational needs.

Every business manages spending differently. AbsoluteCard™ offers flexible plans that grow with your organization’s operational needs.

Core

Core

Quick/Seamless onboarding

Up to 3 users & 2 cards

Up to 3 users & 2 cards

Dedicated Virtual IBAN

Dedicated Virtual IBAN

Dedicated Virtual IBAN

Real-time expense tracking

Real-time expense tracking

Standard OCR receipt scanner

Standard OCR receipt scanner

Real-time spend reporting

Real-time spend reporting

Corporate liability waiver

insurance

Corporate liability waiver insurance

3

Corporate liability waiver

insurance

3

Comprehensive card controls- MCC, Geo, channels (ATM,POS & Ecom) & limits

Comprehensive card controls- MCC, Geo, channels (ATM,POS & Ecom) & limits

Chat support

Email support

Email support

Chat support

MasterCard Benefits

MasterCard Benefits

Chat support

Control

Control

All the benefits of CORE +

Up to 50 cards

Up to 50 cards

Multiple Virtual IBANs (for dept/branches/subsidiaries)

Multiple Virtual IBANs (for dept/branches/subsidiaries)

AI-powered analytics dashboard

AI-powered analytics dashboard

AI-powered receipt scanner

AI-powered receipt scanner

AI-powered receipt scanner

AI-powered receipt scanner

Chat, email and human phone

support

Unlimited cashback

4

Cashback on domestic transactions; capped at subscription

Cashback on domestic transactions; capped at subscription

Cashback on international transactions; capped at subscription

Cashback on international transactions; capped at subscription

Cashback on international transactions; capped at subscription

Integrated utility & vendor payments

Integrated utility & vendor payments

Integrated utility & vendor payments

Role-based card rewards*

Role-based card rewards*

Command

Command

All the benefits of CONTROL +

Unlimited users and cards

Unlimited users and cards

Multi-entity support and custom implementation

Multi-entity support and custom implementation

Multi-entity support and custom implementation

Full AI-driven expense automation and matching

Full AI-driven expense automation and matching

Full AI-driven expense automation and matching

Bulk receipt uploads

Bulk receipt uploads

SSO/SAML authentication

SSO/SAML authentication

Special customised perks and benefits

Special customised perks and benefits

Special customised perks and benefits

Dedicated implementation manager

Dedicated implementation manager

24/7 phone, chat, and email support

24/7 phone, chat, and email support

Frequently
Asked
Questions

Frequently
Asked
Questions

Frequently Asked Questions

Frequently
Asked Questions

About AbsoluteCard

About AbsoluteCard

About AbsoluteCard

What is AbsoluteCard?

AbsoluteCard is a corporate spend management platform by KamelPay that combines corporate cards, expense automation, approvals, and financial reporting in one connected ecosystem.

How is AbsoluteCard different from a traditional corporate card?

Traditional corporate cards simply enable spending. AbsoluteCard adds policy controls, automated receipt capture, approval workflows, real-time tracking, and structured reporting so finance teams can manage company spending more efficiently.

Who can use AbsoluteCard within a company?

AbsoluteCard can be issued to executives, employees, administrative teams, or departments based on company requirements. Businesses can configure different card types and spending limits according to roles and responsibilities.

Can businesses issue both physical and virtual cards?

Yes. Companies can issue both physical and virtual cards instantly through the platform. Virtual cards are particularly useful for online payments, subscriptions, or vendor transactions.

How does AbsoluteCard help finance teams?

AbsoluteCard reduces manual work by capturing receipts, categorizing expenses, and organizing transaction data automatically. Finance teams gain real-time visibility into company spending and can generate reports more easily for reconciliation and audit preparation.

Can spending limits and policies be customized?

Yes. Businesses can configure transaction limits, merchant restrictions, approval requirements, and spending categories for each card or user based on internal policies.

Is AbsoluteCard suitable for growing companies?

Yes. AbsoluteCard is designed to support companies at different stages of growth. Businesses can start with basic expense controls and scale to advanced automation, multi-entity management, and enterprise-level reporting.

What support does AbsoluteCard provide for growing companies?

Clients receive a dedicated relationship manager along with access to 24/7 support through phone, chat, WhatsApp, and email to ensure smooth onboarding and ongoing operations.

Are funds secure?

AbsoluteCard is issued by Mawarid Finance pursuant to a license from Mastercard and is available to employees of UAE businesses. Mawarid Finance is regulated by the Central Bank of the UAE.

How quickly can a business get started?

Most businesses can complete onboarding quickly once the required documentation is submitted. Cards can then be issued digitally or physically, depending on operational requirements.

What is AbsoluteCard?

AbsoluteCard is a corporate spend management platform by KamelPay that combines corporate cards, expense automation, approvals, and financial reporting in one connected ecosystem.

How is AbsoluteCard different from a traditional corporate card?

Traditional corporate cards simply enable spending. AbsoluteCard adds policy controls, automated receipt capture, approval workflows, real-time tracking, and structured reporting so finance teams can manage company spending more efficiently.

Who can use AbsoluteCard within a company?

AbsoluteCard can be issued to executives, employees, administrative teams, or departments based on company requirements. Businesses can configure different card types and spending limits according to roles and responsibilities.

Can businesses issue both physical and virtual cards?

Yes. Companies can issue both physical and virtual cards instantly through the platform. Virtual cards are particularly useful for online payments, subscriptions, or vendor transactions.

How does AbsoluteCard help finance teams?

AbsoluteCard reduces manual work by capturing receipts, categorizing expenses, and organizing transaction data automatically. Finance teams gain real-time visibility into company spending and can generate reports more easily for reconciliation and audit preparation.

Can spending limits and policies be customized?

Yes. Businesses can configure transaction limits, merchant restrictions, approval requirements, and spending categories for each card or user based on internal policies.

Is AbsoluteCard suitable for growing companies?

Yes. AbsoluteCard is designed to support companies at different stages of growth. Businesses can start with basic expense controls and scale to advanced automation, multi-entity management, and enterprise-level reporting.

What support does AbsoluteCard provide for growing companies?

Clients receive a dedicated relationship manager along with access to 24/7 support through phone, chat, WhatsApp, and email to ensure smooth onboarding and ongoing operations.

Are funds secure?

AbsoluteCard is issued by Mawarid Finance pursuant to a license from Mastercard and is available to employees of UAE businesses. Mawarid Finance is regulated by the Central Bank of the UAE.

How quickly can a business get started?

Most businesses can complete onboarding quickly once the required documentation is submitted. Cards can then be issued digitally or physically, depending on operational requirements.

What is AbsoluteCard?

AbsoluteCard is a corporate spend management platform by KamelPay that combines corporate cards, expense automation, approvals, and financial reporting in one connected ecosystem.

How is AbsoluteCard different from a traditional corporate card?

Traditional corporate cards simply enable spending. AbsoluteCard adds policy controls, automated receipt capture, approval workflows, real-time tracking, and structured reporting so finance teams can manage company spending more efficiently.

Who can use AbsoluteCard within a company?

AbsoluteCard can be issued to executives, employees, administrative teams, or departments based on company requirements. Businesses can configure different card types and spending limits according to roles and responsibilities.

Can businesses issue both physical and virtual cards?

Yes. Companies can issue both physical and virtual cards instantly through the platform. Virtual cards are particularly useful for online payments, subscriptions, or vendor transactions.

How does AbsoluteCard help finance teams?

AbsoluteCard reduces manual work by capturing receipts, categorizing expenses, and organizing transaction data automatically. Finance teams gain real-time visibility into company spending and can generate reports more easily for reconciliation and audit preparation.

Can spending limits and policies be customized?

Yes. Businesses can configure transaction limits, merchant restrictions, approval requirements, and spending categories for each card or user based on internal policies.

Is AbsoluteCard suitable for growing companies?

Yes. AbsoluteCard is designed to support companies at different stages of growth. Businesses can start with basic expense controls and scale to advanced automation, multi-entity management, and enterprise-level reporting.

What support does AbsoluteCard provide for growing companies?

Clients receive a dedicated relationship manager along with access to 24/7 support through phone, chat, WhatsApp, and email to ensure smooth onboarding and ongoing operations.

Are funds secure?

AbsoluteCard is issued by Mawarid Finance pursuant to a license from Mastercard and is available to employees of UAE businesses. Mawarid Finance is regulated by the Central Bank of the UAE.

How quickly can a business get started?

Most businesses can complete onboarding quickly once the required documentation is submitted. Cards can then be issued digitally or physically, depending on operational requirements.

Get in touch with us

Get in touch with us

Get in touch
with us

See the platform in action with our product specialists.

See the platform in action with our product specialists.

See the platform in action with

our product specialists.