




Cashback
and business
rewards

Intelligent
expense
management

24x7 human
support

Fast
onboarding1





Cashback
and business
rewards

Intelligent
expense
management

24x7 human
support

Fast
onboarding1





Cashback
and business
rewards

Intelligent
expense
management

24x7 human
support

Fast
onboarding1
Your business
spending
made more
Your business
spending
made more
Your business
spending made more
Your business
spending made more
SECURE,
SIMPLE &
REWARDING
SECURE,
SIMPLE &
REWARDING
SECURE, SIMPLE
AND REWARDING
SECURE, SIMPLE
AND REWARDING

Request a Call Back

End-to-End Corporate Expense Management Solution
End-to-End Corporate Expense Management Solution
End-to-End Corporate Expense Management Solution
End-to-End Corporate Expense Management Solution
Web Portal
Web Portal
The central control hub for finance and admin teams.
The central control hub for finance and admin teams.
A unified control center for managing
spend across every department, budgets, approvals, and transactions in real time.
Issue and manage cards
Issue and manage cards
Set spending limits, policies, and approvals
Set spending limits, policies, and approvals
Monitor transactions in real time
Monitor transactions in real time

Mobile App
Mobile App
Built for employees and managers on the move.
Built for employees and managers on the move.
Capture and upload receipts instantly
Capture and upload receipts instantly
Make online payments
Make online payments
Real-time notifications
Real-time notifications

Corporate Card
Corporate Card
Designed to support different teams and operational needs.
Designed to support different teams and operational needs.
Issue physical and virtual cards instantly
Issue physical and virtual cards instantly
Assign cards for different roles
Assign cards for different roles
Earn cashback and rewards
Earn cashback and rewards


The Absolute Advantage
The Absolute Advantage
The Absolute Advantage
AbsoluteCard gives finance teams stronger control, clearer visibility, and greater efficiency in managing company expenses.
Absolute
Intelligence
Absolute Intelligence
Absolute
Intelligence
Absolute
Intelligence
• OCR receipt capture & matching
• Duplicate expense detection
• Enriched transaction data
• OCR receipt capture & matching
• Duplicate expense detection
• Enriched transaction data
• Issue physical and virtual cards
instantly
• Set daily, monthly, or
transaction limits
• Freeze or modify cards
instantly


Absolute
Control
Absolute Control
Absolute
Control
Absolute
Control
• Instant physical & virtual cards
• Set spend limits
• Freeze or edit cards
• Instant physical & virtual cards
• Set spend limits
• Freeze or edit cards
• Issue physical and virtual cards
instantly
• Set daily, monthly, or
transaction limits
• Freeze or modify cards
instantly


Absolute
Customisation
Absolute Customisation
Absolute
Customisation
Absolute
Customisation
• Configure cards by
role/department
• Set approval workflows
• Assign roles & permissions
• Configure card tiers by role or
department
• Set multi-level approval workflows
• Assign user permissions & roles
• Automate reminders and policy alerts
• Configure card tiers by role
or department
• Set multi-level approval
workflows
• Assign user permissions
and roles
• Automate reminders
and policy alerts


Absolute
Support
Absolute Support
Absolute
Support
Absolute
Support
• Fast onboarding
• Dedicated manager
• Multi-channel support
• Fast onboarding
• Dedicated manager
• Multi-channel support
• Quick onboarding for
businesses and teams
• Dedicated relationship manager
• Support via phone, WhatsApp,
chat, and email


Absolute
Visibility
Absolute Visibility
Absolute
Visibility
Absolute
Visibility
• Unified business dashboard
• Real-time spend tracking
• All users & transactions in one place
• Manage departments or
business units in one dashboard
• Track spending across cards
and teams in real time
• View users, approvals,
and transactions in one place


Absolute
Power
Absolute Power
Absolute
Power
Absolute
Power
• Multiple virtual IBANs
• Local & international transfers
• Manage vendor and
operational payments
• Multiple virtual IBANs
• Local & international transfers
• Manage vendor and
operational payments
• Access multiple virtual IBANs
• Make domestic and
international transfers
• Manage vendor and operational
payments alongside card
spending


Absolute
Reporting
Absolute Reporting
Absolute
Reporting
Absolute
Reporting
• Categorized transactions
and VAT tracking
• Daily & monthly reports
• Export for accounting
• Categorized transactions
and VAT tracking
• Daily & monthly reports
• Export for accounting
• Categorize transactions and
simplify VAT tracking
• Generate daily and monthly
reports
• Export reports for accounting
systems



Best-in-class Rewards
Best-in-class Rewards
Best-in-class Rewards
Best-in-class Rewards
2
2
AbsoluteCard is designed to deliver practical value beyond expense management. Businesses can earn cashback while unlocking selected premium MasterCard benefits.
AbsoluteCard™ is designed to deliver practical value beyond expense management. Businesses can earn cashback while unlocking selected premium business privileges.

Padel (Coming Soon)
Padel (Coming Soon)

Airport Lounge Access
Airport Lounge Access

Golf (Coming Soon)
Golf (Coming Soon)

Airport Transfer (Coming Soon)
Airport Transfer (Coming Soon)

Get up to 10% off on SIXT car rentals worldwide

Get complimentary Airport Rides with Careem

Get 10% off on Welcome Pickups

Get 15% off airport meet & assist services

Microsoft 365 Business Basic yearly subscription at US$66

Get 6 months of Notion for free as a startup

Save 25% on the first year of your Google Workspace Business Standard subscription

Get a 20% discount
on accounting and bookkeeping services

Get 50% off any annual Fiskl plan for the first year

Get 90% off Xero Business Edition Plans

Get 10% off subscription management services for the first year

Get 30% off Paymo monthly plans

Get up to USD 300 off management fees

Get up to USD 300 off on Google Advertising

Get a free trial + benefits worth USD 1000 on Shopify services

Get Flat 50% off on MailChimp Essentials Plan

Get 15% discount on an annual HBR Digital subscription

Get a complimentary demo call and 10% off on ADP Solutions

Get 20% off any hires through Remote

Get up to USD 150 off courses at Edureka

Get up to 30% off on annual DocuSign plans

Get up to USD 13,000 in savings on HubSpot!

Get flat 35% off on Zoho One Licenses

Get 20% off on starter & advanced annual plans

Get up to 10% off on SIXT car rentals worldwide

Get up to 10% off on SIXT car rentals worldwide

Get up to 10% off on SIXT car rentals worldwide

Get up to 10% off on SIXT car rentals worldwide

Get up to 10% off on SIXT car rentals worldwide

Get up to 10% off on SIXT car rentals worldwide

Get up to 10% off on SIXT car rentals worldwide

Get up to 10% off on SIXT car rentals worldwide
Travel

Get up to 10% off on SIXT car rentals worldwide

Get complimentary Airport Rides with Careem

Microsoft 365 Business Basic yearly subscription at US$66

Get 6 months of Notion for free as a startup

Get 50% off any annual Fiskl plan for the first year

Get 90% off Xero Business Edition Plans

Get up to USD 300 off management fees

Get up to USD 300 off on Google Advertising

Get 15% discount on an annual HBR Digital subscription

Get a complimentary demo call and 10% off on ADP Solutions

Get up to 30% off on annual DocuSign plans

Get up to USD 13,000 in savings on HubSpot!

Get up to 10% off on SIXT car rentals worldwide

Get up to 10% off on SIXT car rentals worldwide

Get up to 10% off on SIXT car rentals worldwide

Get up to 10% off on SIXT car rentals worldwide

Get 10% off on Welcome Pickups

Get 15% off airport meet & assist services

Save 25% on the first year of your Google Workspace Business Standard subscription

Get a 20% discount
on accounting and bookkeeping services

Get 10% off subscription management services for the first year

Get 30% off Paymo monthly plans

Get a free trial + benefits worth USD 1000 on Shopify services

Get a free trial + benefits worth USD 1000 on Shopify services

Get 20% off any hires through Remote

Get up to USD 150 off courses at Edureka

Get flat 35% off on Zoho One Licenses

Get 20% off on starter & advanced annual plans

Get up to 10% off on SIXT car rentals worldwide

Get up to 10% off on SIXT car rentals worldwide

Get up to 10% off on SIXT car rentals worldwide

Get up to 10% off on SIXT car rentals worldwide
Travel

Get up to 10% off on SIXT car rentals worldwide

Get complimentary Airport Rides with Careem

Microsoft 365 Business Basic yearly subscription at US$66

Get 6 months of Notion for free as a startup

Get 50% off any annual Fiskl plan for the first year

Get 90% off Xero Business Edition Plans

Get up to USD 300 off management fees

Get up to USD 300 off on Google Advertising

Get 15% discount on an annual HBR Digital subscription

Get a complimentary demo call and 10% off on ADP Solutions

Get up to 30% off on annual DocuSign plans

Get up to USD 13,000 in savings on HubSpot!

Get up to 10% off on SIXT car rentals worldwide

Get up to 10% off on SIXT car rentals worldwide

Get up to 10% off on SIXT car rentals worldwide

Get up to 10% off on SIXT car rentals worldwide

Get 10% off on Welcome Pickups

Get 15% off airport meet & assist services

Save 25% on the first year of your Google Workspace Business Standard subscription

Get a 20% discount
on accounting and bookkeeping services

Get 10% off subscription management services for the first year

Get 30% off Paymo monthly plans

Get a free trial + benefits worth USD 1000 on Shopify services

Get a free trial + benefits worth USD 1000 on Shopify services

Get 20% off any hires through Remote

Get up to USD 150 off courses at Edureka

Get flat 35% off on Zoho One Licenses

Get 20% off on starter & advanced annual plans

Get up to 10% off on SIXT car rentals worldwide

Get up to 10% off on SIXT car rentals worldwide

Get up to 10% off on SIXT car rentals worldwide

Get up to 10% off on SIXT car rentals worldwide
Travel

Absolute choices, for every role
Absolute choices, for every role
Absolute choices,
for every role
Absolute choices, for every role

C-Suite Card
C-Suite Card
C-Suite Card
Premium black card for senior leadership.
Premium black card for senior leadership.
• Higher spending flexibility
• Premium black card for senior
leadership.
• Higher spending flexibility
• Premium travel and lifestyle privileges
• Premium travel and lifestyle
privileges
• Premium travel and lifestyle privileges
• Priority support
• Priority support



P.R.O Card
P.R.O Card
P.R.O Card
Designed for PRO teams handling
government and administrative payments.
Designed for PRO teams handling
government and administrative payments.
• Optimized for government and utility payments
• Optimized for government and
utility payments
• Optimized for government and utility
payments
• Spending limits aligned with administrative workflows
• Spending limits aligned with
administrative workflows
• Clear reporting for finance teams
• Clear reporting for finance teams

Business Edition
Business Edition
Business Edition
Built to manage varied business needs
Built to manage varied business needs
• Customizable for different industries
• Premium black card for senior
leadership.
• Customizable for different industries
• Set limits for different use cases
• Premium travel and lifestyle privileges
• Set limits for different use cases
• Built-in perks to reduce operational costs
• Built-in perks to reduce
operational costs
• Built-in perks to reduce operational
costs


AbsoluteCard
Presented by KamelPay
AbsoluteCard
Presented by KamelPay
AbsoluteCard
Presented by KamelPay
AbsoluteCard
Presented by KamelPay

Market Leadership
Established in 2021, KamelPay supports 1,200+ corporates and over 300,000 users across the UAE, with its mobile app rated 4.6★ on Google.

Market Leadership
Established in 2021, KamelPay supports 1,200+ corporates and over 300,000 users across the UAE, with its mobile app rated 4.6★ on Google.

Market Leadership
Established in 2021, KamelPay supports 1,200+ corporates and over 300,000 users across the UAE, with its mobile app rated 4.6★ on Google.

Strategic Partnerships
KamelPay operates within a strong financial ecosystem supported by 10+ banking and exchange partners across the UAE.

Strategic Partnerships
KamelPay operates within a strong financial ecosystem supported by 10+ banking and exchange partners across the UAE.

Strategic Partnerships
KamelPay operates within a strong financial ecosystem supported by 10+ banking and exchange partners across the UAE.

Expert Leadership
KamelPay is led by Chairman Hussain AlQemzi and backed by 50+ in-house banking and technology experts.

Strategic Partnerships
KamelPay operates within a strong financial ecosystem supported by 10+ banking and exchange partners across the UAE.

Expert Leadership
KamelPay is led by Chairman Hussain AlQemzi and backed by 50+ in-house banking and technology experts.
Trusted by 1200+ Corporates in the UAE
Trusted by 1200+ Corporates in the UAE

Pick Your Absolute Fit
Pick Your Absolute Fit
Pick Your Absolute Fit
Pick Your
Absolute Fit
Every business manages spending differently. AbsoluteCard offers
flexible plans that grow with your organization’s operational needs.
Every business manages spending differently. AbsoluteCard offers
flexible plans that grow with your organization’s operational needs.
Every business manages spending differently. AbsoluteCard™ offers flexible plans that grow with your organization’s operational needs.
Core
Core

Quick/Seamless onboarding
Up to 3 users & 2 cards
Up to 3 users & 2 cards
Dedicated Virtual IBAN
Dedicated Virtual IBAN
Dedicated Virtual IBAN
Real-time expense tracking
Real-time expense tracking
Standard OCR receipt scanner
Standard OCR receipt scanner
Real-time spend reporting
Real-time spend reporting
Corporate liability waiver
insurance
Corporate liability waiver insurance
3
Corporate liability waiver
insurance
3
Comprehensive card controls- MCC, Geo, channels (ATM,POS & Ecom) & limits
Comprehensive card controls- MCC, Geo, channels (ATM,POS & Ecom) & limits
Chat support
Email support
Email support
Chat support
MasterCard Benefits
MasterCard Benefits
Chat support
Control
Control

All the benefits of CORE +
Up to 50 cards
Up to 50 cards
Multiple Virtual IBANs (for dept/branches/subsidiaries)
Multiple Virtual IBANs (for dept/branches/subsidiaries)
AI-powered analytics dashboard
AI-powered analytics dashboard
AI-powered receipt scanner
AI-powered receipt scanner
AI-powered receipt scanner
AI-powered receipt scanner
Chat, email and human phone
support
Unlimited cashback
4
Cashback on domestic transactions; capped at subscription
Cashback on domestic transactions; capped at subscription
Cashback on international transactions; capped at subscription
Cashback on international transactions; capped at subscription
Cashback on international transactions; capped at subscription
Integrated utility & vendor payments
Integrated utility & vendor payments
Integrated utility & vendor payments
Role-based card rewards*
Role-based card rewards*
Command
Command

All the benefits of CONTROL +
Unlimited users and cards
Unlimited users and cards
Multi-entity support and custom implementation
Multi-entity support and custom implementation
Multi-entity support and custom implementation
Full AI-driven expense automation and matching
Full AI-driven expense automation and matching
Full AI-driven expense automation and matching
Bulk receipt uploads
Bulk receipt uploads
SSO/SAML authentication
SSO/SAML authentication
Special customised perks and benefits
Special customised perks and benefits
Special customised perks and benefits
Dedicated implementation manager
Dedicated implementation manager
24/7 phone, chat, and email support
24/7 phone, chat, and email support

Frequently
Asked
Questions
Frequently
Asked
Questions
Frequently Asked Questions
Frequently
Asked Questions
About AbsoluteCard
About AbsoluteCard
About AbsoluteCard
What is AbsoluteCard?
AbsoluteCard is a corporate spend management platform by KamelPay that combines corporate cards, expense automation, approvals, and financial reporting in one connected ecosystem.
How is AbsoluteCard different from a traditional corporate card?
Traditional corporate cards simply enable spending. AbsoluteCard adds policy controls, automated receipt capture, approval workflows, real-time tracking, and structured reporting so finance teams can manage company spending more efficiently.
Who can use AbsoluteCard within a company?
AbsoluteCard can be issued to executives, employees, administrative teams, or departments based on company requirements. Businesses can configure different card types and spending limits according to roles and responsibilities.
Can businesses issue both physical and virtual cards?
Yes. Companies can issue both physical and virtual cards instantly through the platform. Virtual cards are particularly useful for online payments, subscriptions, or vendor transactions.
How does AbsoluteCard help finance teams?
AbsoluteCard reduces manual work by capturing receipts, categorizing expenses, and organizing transaction data automatically. Finance teams gain real-time visibility into company spending and can generate reports more easily for reconciliation and audit preparation.
Can spending limits and policies be customized?
Yes. Businesses can configure transaction limits, merchant restrictions, approval requirements, and spending categories for each card or user based on internal policies.
Is AbsoluteCard suitable for growing companies?
Yes. AbsoluteCard is designed to support companies at different stages of growth. Businesses can start with basic expense controls and scale to advanced automation, multi-entity management, and enterprise-level reporting.
What support does AbsoluteCard provide for growing companies?
Clients receive a dedicated relationship manager along with access to 24/7 support through phone, chat, WhatsApp, and email to ensure smooth onboarding and ongoing operations.
Are funds secure?
AbsoluteCard is issued by Mawarid Finance pursuant to a license from Mastercard and is available to employees of UAE businesses. Mawarid Finance is regulated by the Central Bank of the UAE.
How quickly can a business get started?
Most businesses can complete onboarding quickly once the required documentation is submitted. Cards can then be issued digitally or physically, depending on operational requirements.
What is AbsoluteCard?
AbsoluteCard is a corporate spend management platform by KamelPay that combines corporate cards, expense automation, approvals, and financial reporting in one connected ecosystem.
How is AbsoluteCard different from a traditional corporate card?
Traditional corporate cards simply enable spending. AbsoluteCard adds policy controls, automated receipt capture, approval workflows, real-time tracking, and structured reporting so finance teams can manage company spending more efficiently.
Who can use AbsoluteCard within a company?
AbsoluteCard can be issued to executives, employees, administrative teams, or departments based on company requirements. Businesses can configure different card types and spending limits according to roles and responsibilities.
Can businesses issue both physical and virtual cards?
Yes. Companies can issue both physical and virtual cards instantly through the platform. Virtual cards are particularly useful for online payments, subscriptions, or vendor transactions.
How does AbsoluteCard help finance teams?
AbsoluteCard reduces manual work by capturing receipts, categorizing expenses, and organizing transaction data automatically. Finance teams gain real-time visibility into company spending and can generate reports more easily for reconciliation and audit preparation.
Can spending limits and policies be customized?
Yes. Businesses can configure transaction limits, merchant restrictions, approval requirements, and spending categories for each card or user based on internal policies.
Is AbsoluteCard suitable for growing companies?
Yes. AbsoluteCard is designed to support companies at different stages of growth. Businesses can start with basic expense controls and scale to advanced automation, multi-entity management, and enterprise-level reporting.
What support does AbsoluteCard provide for growing companies?
Clients receive a dedicated relationship manager along with access to 24/7 support through phone, chat, WhatsApp, and email to ensure smooth onboarding and ongoing operations.
Are funds secure?
AbsoluteCard is issued by Mawarid Finance pursuant to a license from Mastercard and is available to employees of UAE businesses. Mawarid Finance is regulated by the Central Bank of the UAE.
How quickly can a business get started?
Most businesses can complete onboarding quickly once the required documentation is submitted. Cards can then be issued digitally or physically, depending on operational requirements.
What is AbsoluteCard?
AbsoluteCard is a corporate spend management platform by KamelPay that combines corporate cards, expense automation, approvals, and financial reporting in one connected ecosystem.
How is AbsoluteCard different from a traditional corporate card?
Traditional corporate cards simply enable spending. AbsoluteCard adds policy controls, automated receipt capture, approval workflows, real-time tracking, and structured reporting so finance teams can manage company spending more efficiently.
Who can use AbsoluteCard within a company?
AbsoluteCard can be issued to executives, employees, administrative teams, or departments based on company requirements. Businesses can configure different card types and spending limits according to roles and responsibilities.
Can businesses issue both physical and virtual cards?
Yes. Companies can issue both physical and virtual cards instantly through the platform. Virtual cards are particularly useful for online payments, subscriptions, or vendor transactions.
How does AbsoluteCard help finance teams?
AbsoluteCard reduces manual work by capturing receipts, categorizing expenses, and organizing transaction data automatically. Finance teams gain real-time visibility into company spending and can generate reports more easily for reconciliation and audit preparation.
Can spending limits and policies be customized?
Yes. Businesses can configure transaction limits, merchant restrictions, approval requirements, and spending categories for each card or user based on internal policies.
Is AbsoluteCard suitable for growing companies?
Yes. AbsoluteCard is designed to support companies at different stages of growth. Businesses can start with basic expense controls and scale to advanced automation, multi-entity management, and enterprise-level reporting.
What support does AbsoluteCard provide for growing companies?
Clients receive a dedicated relationship manager along with access to 24/7 support through phone, chat, WhatsApp, and email to ensure smooth onboarding and ongoing operations.
Are funds secure?
AbsoluteCard is issued by Mawarid Finance pursuant to a license from Mastercard and is available to employees of UAE businesses. Mawarid Finance is regulated by the Central Bank of the UAE.
How quickly can a business get started?
Most businesses can complete onboarding quickly once the required documentation is submitted. Cards can then be issued digitally or physically, depending on operational requirements.

Get in touch with us
Get in touch with us
Get in touch
with us
See the platform in action with our product specialists.
See the platform in action with our product specialists.
See the platform in action with
our product specialists.
